body {
	margin: 20px 0px 0px 0px;
	background-color: #e6ecfd;
}

.nav, .nav a:link, .nav a:visited {
	color:#ffffff;
	text-decoration:none;
	font-size: 12px;
	font-weight: bold;
	font-family: Arial, Verdana;
}

.nav a:hover {
	color:#FF0000;
   	font-size: 12px;
	font-weight: bold;
	font-family: Arial, Verdana;
    text-decoration:none;
}

.sub_nav, .sub_nav a:link, .sub_nav a:visited {
	color:#156fa9;
	text-decoration:none;
	font-size: 12px;
	font-weight: bold;
	font-family: Arial, Verdana;
}

.sub_nav a:hover {
	color:#FF0000;
   	font-size: 12px;
	font-weight: bold;
	font-family: Arial, Verdana;
    text-decoration:none;
}


.footer, .footer a:link, .footer a:visited {
	color:#585e61;
	font: 11px Arial, Verdana;
    text-decoration:none;
}

.footer a:hover {
	color:#FF0000;
    font:11px Arial, Verdana;
    text-decoration:none;
}

.heading {
	color:#156fa9;
	font: 20px Arial, Verdana;
}
.subheading {
	color:#156fa9;
	font-weight: bold;
	font-family: Arial, Verdana;
	font-size: 15px;
}

.text {
	color:#585e61;
	font:12px Arial, Verdana;
}

.text , .text a:link, .text  a:visited {
	color:#585e61;
	font:12px Arial, Verdana;
}

.text  a:hover {
	color:#FF0000;
	font:12px Arial, Verdana;
  
}